Looking for affordable land with owner financing? Browse our currently available properties below. Every listing includes straightforward terms with no credit check and no banks involved. Availability updated October 15, 2026.

6.1 Acres — Colorado Mountains

Costilla County, Colorado · Loaded with aspen trees

Cash price: $19,500

Owner financing: $500 down · $299 doc fee · $299/mo × 96 payments

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3.1 Acres — Candy Kitchen, NM

Cibola County, New Mexico · No restrictions

Cash price: $13,450

Owner financing: $500 down · $299 doc fee · $269/mo × 72 payments

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3.22 Acres — Rio Rico, AZ

Santa Cruz County, Arizona

Cash price: $13,250

Owner financing: $1,000 down · $299 doc fee · $249/mo × 84 payments

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1.34 Acres — Rio Rico, AZ

Cash price: $5,250

Owner financing: $99 down · $299 doc fee · $99/mo × 74 payments

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2.6 Acres — Cochise, AZ

Cochise County, Arizona

Cash price: $6,950

Owner financing: $499 down · $249 doc fee · $149/mo × 58 payments

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5.03 Acres — Wild Horse Mesa, CO

Costilla County, Colorado

Cash price: $8,900

Owner financing: $99 down · $299 doc fee · $169/mo × 78 payments

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